To Lease or Finance

Leasing Benefits

  • Options vs an Obligation
  • Drive a Newer Vehicle more often
  • Keep Up with New Styling, Technology and Safety Features
  • Avoid Maintenance & Repair Costs
  • Avoid a Loss Due to Market Conditions
  • Avoid Negative Equity
  • Avoid Uncontrollable Depreciation If the Vehicle was in an Accident
  • No Trade-In Hassle
  • Tax Savings Of Deferrals
  • Gap Coverage is Included
  • Possible Better Tax Write-Offs
  • Resale Options
  • Early Termination Options
  • Cash In on Possible Equity

Leasing for Your Life – we can make your lease a perfect fit

Flexible Options To Meet Your Needs

Leasing is a different and very unique means of financing a vehicle. With available flexible lease-terms, you can better plan for life’s changing needs. Get in a new vehicle for your expanding family or new career, while staying on top of the latest vehicle safety, fuel efficiency, and user-convenient technologies. Leasing allows for the use of a vehicle at a lower cost per month, freeing up your cash.

Same Car...Less Money.

Leasing can be the financially responsible thing to do, with leasing, taxes are collected on the monthly lease payment over the term of the lease. With a loan, all taxes on the vehicle price are paid up front. As a result, you end up paying interest on this tax amount. If you elect to purchase the vehicle upon expiry of the lease, you would then pay the tax on the residual value with a lease, you normally have no equity in the vehicle when the lease term is completed. With a bank loan, you build equity over the term of the loan. However, even though you build equity, the dollars spent to own the car would be much greater than its value. Even though it is an asset, it is a constantly depreciating asset as leasing offers lower monthly payments versus financing, for the same car and term. In addition, leasing rarely requires a down payment, meaning no upfront tax on the entire value of the vehicle – just on the monthly payment. If you lease for a term that coincides with the length of the manufacturer’s warranty, repairs will always be covered.